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WeChat, Alipay & payments

Mobile payment is the default almost everywhere in Nanjing, from noodle stalls to metro gates. Set it up at home, before you fly, while you still have your usual phone signal and bank app.

In Nanjing almost everything is paid by QR code, so install Alipay and/or WeChat before you fly and link a Visa or Mastercard using your passport; neither app requires a Chinese phone number for this. Many nationalities can currently enter China visa-free for up to 30 days, and 57 nationalities can use 240-hour visa-free transit via Nanjing Lukou Airport (stay within Jiangsu, onward ticket to a third country required). Always confirm the current rules officially.

Updated

1. Register WeChat with a foreign phone number

  1. Install WeChat from your official app store. Open it, tap Sign Up → Sign up via mobile.
  2. Choose your country/region, enter your own mobile number (it must receive SMS) and follow the prompts. WeChat supports numbers from more than 200 countries and regions.
  3. If asked for assisted registration, an existing WeChat user nearby scans the QR code shown on your screen. The helper's eligibility rules vary by country and are shown on screen; ask a friend who has used WeChat for a while.
  4. No helper? WeChat offers alternatives on the same screen: Verify via Payment Card, or Verify and Activate Weixin Pay.
  5. Don't use a VPN or an unofficial app version while registering; WeChat's help centre says this can cause sign-up to fail.

One phone number can register one WeChat account. Source: WeChat Help Center.

2. Link a Visa / Mastercard to WeChat Pay

  1. Update WeChat to the latest version.
  2. Go to Me → Pay and Services → Wallet → Bank Cards → Add a Bank Card.
  3. Agree to the terms, enter your identity details (passport) and card number.
  4. If you verify with a passport you'll be asked to upload a copy of it. Finish any bank authentication.
  5. To pay: tap + → Money (or Pay and Services → Money) to show your payment code, or scan the merchant's QR code.
According to WeChat's help centre (checked October 2026): you don't need a +86 number; foreign cards work for everyday purchases in mainland China but not for red packets or money transfers; transactions under ¥200 are fee-free and a 3% fee applies above that. Check the payment page for current terms.

3. Set up Alipay with a foreign card

  1. Install Alipay (the blue app, not AlipayHK) and register with your own phone number. Switch the language to English in settings if needed.
  2. Add your Visa, Mastercard or other international card in the bank card section and verify your identity with your passport when prompted.
  3. Pay by showing the Pay code to the cashier or tapping Scan on a merchant QR code.
  4. Useful inside Alipay: the Nanjing metro ride code, DiDi rides, and translation mini-programs.

Official guidance from Chinese city governments (e.g. Shanghai) states that small payments with an overseas card in Alipay are generally fee-free, with a fee on larger single payments. Alipay also offers a prepaid “Tour Card” (formerly Tour Pass) for visitors. Check fees in-app.

4. Cash and cards as backup

Carry some Chinese yuan (RMB) in small notes. Merchants are expected to accept cash, and it saves you if a phone battery dies. International cards are accepted at many hotels, large malls and big restaurants, but small shops rely on QR codes.

5. Mobile data and eSIM basics

  • Roaming on your home plan is the simplest option. Check your carrier's China rate.
  • Travel eSIMs can be bought online before you leave. Check your phone supports eSIM and is unlocked, and install it at home over Wi-Fi.
  • Local SIM cards from Chinese carriers are sold at the airport and carrier shops with your passport (real-name registration).
  • Which overseas apps and services work depends on how your data connects. Ask your provider, and keep WeChat, Alipay and a local map app such as Amap (高德地图) or Baidu Maps installed as your on-the-ground toolkit. Download offline translation packs before you go.

6. Visa-free entry and 240-hour transit

Verify before booking flights. Visa policy is changing quickly. The summary below reflects official notices as of October 2026. Confirm on the National Immigration Administration website or with your nearest Chinese embassy.

30-day unilateral visa-free entry

Ordinary-passport holders from 50 countries, including the UK, Canada, Australia, New Zealand, Japan, South Korea and most EU countries, may enter for up to 30 days for tourism, business, family visits, exchanges or transit. For most of these countries the policy currently runs until 31 December 2026. The 30 days are counted from the day after entry.

240-hour (10-day) visa-free transit

The former 144-hour transit policy has been replaced by a 240-hour scheme covering 57 countries, including the United States. You must be travelling onward to a third country or region (for example USA → China → Japan), hold a confirmed onward ticket, and stay within the permitted area. Nanjing Lukou International Airport is an eligible entry port, and the permitted area for it is Jiangsu Province.

Tell your airline at check-in that you're using visa-free transit, and keep your onward booking easy to show.

Frequently asked questions

Do I need a Chinese phone number to use WeChat Pay?

No. WeChat's help centre says an international number that can receive SMS codes is fine for setting up WeChat Pay with an international card.

Can I use Visa or Mastercard in Alipay and WeChat Pay?

Yes. Both apps let foreign visitors link major international cards such as Visa and Mastercard after passport verification. Larger single payments may carry a fee; check the payment page.

What if no one can scan my WeChat registration QR code?

The registration screen offers alternatives: verify with a payment card, or verify by activating Weixin Pay. Follow the prompts on screen.

Can I use the 240-hour visa-free transit to visit Nanjing?

If your nationality is on the list and you arrive at an eligible port such as Nanjing Lukou International Airport with a confirmed onward ticket to a third country or region, you may stay within Jiangsu Province for up to 240 hours. Confirm current rules with the National Immigration Administration before travel.

Should I still carry cash in Nanjing?

Yes, a small amount of RMB is a sensible backup if your phone or card fails, although most daily payments are made by QR code.

Is the 144-hour visa-free transit still valid?

It has been replaced by the 240-hour (10-day) visa-free transit policy, which covers 57 countries as of October 2026. Nanjing Lukou International Airport is an eligible port and the permitted area is Jiangsu Province.

Last checked October 2026. Sources: WeChat Help Center; National Immigration Administration; Ministry of Foreign Affairs of China.